Back to Explorer

ZIP Code 56546

Clay, Minnesota

FIPS 56546

Juniper

ZIP Code 56546 is in the bottom 12% nationally for FEMA risk score. It also sits in the 65th percentile nationally for median home value. And it sits in the bottom 37% nationally for price-to-income ratio.

Median Home Value

$267,900

Higher than 65% of U.S. ZIP codes

FEMA Risk Score

92

Higher than 88% of U.S. ZIP codes

The basics

Total Population

210

Median Age

46.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$267,900

Higher than 65%

Median Property Tax

$1,955

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.4

Higher than 63%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.4

Winter Avg Low (°F)

3.2

Avg Temperature (°F)

42.1

Hot Days/yr (>90°F)

11.8

Freezing Days/yr (<32°F)

175.1

Annual Precipitation (in)

24.7

Annual Snowfall (in)

40.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

92

Higher than 88%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 56546: frequently asked questions

What is the median home value in ZIP Code 56546?
The median home value in ZIP Code 56546 is $267,900, higher than 65% of U.S. ZIP codes.
How much is property tax in ZIP Code 56546?
The median annual property tax in ZIP Code 56546 is $1,955, an effective rate of 1% of home value.
Is ZIP Code 56546 expensive to live in?
Homes in ZIP Code 56546 cost about 3.4× the median household income, higher than 63% of U.S. ZIP codes.
What is the weather like in ZIP Code 56546?
ZIP Code 56546 averages 42.1°F year-round, summer highs near 80.4°F, winter lows around 3.2°F (NOAA 1991–2020 normals). It sees about 40.9 inches of snow a year.
Is ZIP Code 56546 at risk of flooding or natural disasters?
ZIP Code 56546's FEMA National Risk Index score is 92 (higher than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is hail.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →