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ZIP Code 59538

Phillips, Montana

FIPS 59538

Juniper

ZIP Code 59538 is in the top 8% nationally for appreciation 1yr %, but in the bottom 1% nationally for FEMA risk score. It also sits in the 28th percentile nationally for median rent. And it sits in the top 33% nationally for HPI growth 5yr %.

Median Home Value

$191,800

Near the U.S. ZIP codes median

HPI Growth 5yr %

45%

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

99.3

Higher than 99% of U.S. ZIP codes

The basics

Total Population

2,737

Median Age

44.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$191,800

Near median

Median Property Tax

$1,519

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.36

Higher than 62%

Median Rent

$631

Lower than 72%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

45%

Higher than 67%

Appreciation 1yr %

8.5%

Higher than 92%

Pandemic Gain %

27%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82

Winter Avg Low (°F)

8.1

Avg Temperature (°F)

43.5

Hot Days/yr (>90°F)

32

Freezing Days/yr (<32°F)

189.8

Annual Precipitation (in)

12.9

Annual Snowfall (in)

32.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

99.3

Higher than 99%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 59538: frequently asked questions

What is the median home value in ZIP Code 59538?
The median home value in ZIP Code 59538 is $191,800, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 59538?
The median annual property tax in ZIP Code 59538 is $1,519, an effective rate of 1% of home value.
Is ZIP Code 59538 expensive to live in?
Homes in ZIP Code 59538 cost about 3.36× the median household income, higher than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 59538?
The median gross rent in ZIP Code 59538 is $631 a month, lower than 72% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 59538?
Home prices in ZIP Code 59538 have moved 45% over the past five years (8.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 59538?
ZIP Code 59538 averages 43.5°F year-round, summer highs near 82°F, winter lows around 8.1°F (NOAA 1991–2020 normals). It sees about 32.2 inches of snow a year.
Is ZIP Code 59538 at risk of flooding or natural disasters?
ZIP Code 59538's FEMA National Risk Index score is 99.3 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →