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ZIP Code 61028

Jo Daviess, Illinois

FIPS 61028

Juniper

ZIP Code 61028 is in the top 4% nationally for HPI growth 5yr %, but in the bottom 24% nationally for FEMA risk score. It also sits in the top 25% nationally for price-to-income ratio. And it sits in the 35th percentile nationally for median rent.

Median Home Value

$174,400

Lower than 58% of U.S. ZIP codes

HPI Growth 5yr %

73%

Higher than 96% of U.S. ZIP codes

FEMA Risk Score

84

Higher than 76% of U.S. ZIP codes

The basics

Total Population

1,683

Median Age

46.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$174,400

Lower than 58%

Median Property Tax

$2,950

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.03

Lower than 75%

Median Rent

$742

Lower than 65%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

73%

Higher than 96%

Pandemic Gain %

46%

Recession Drop %

-9.7%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.5

Winter Avg Low (°F)

13.9

Avg Temperature (°F)

47.5

Hot Days/yr (>90°F)

11.1

Freezing Days/yr (<32°F)

156.1

Annual Precipitation (in)

39.4

Annual Snowfall (in)

30.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

84

Higher than 76%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 61028: frequently asked questions

What is the median home value in ZIP Code 61028?
The median home value in ZIP Code 61028 is $174,400, lower than 58% of U.S. ZIP codes.
How much is property tax in ZIP Code 61028?
The median annual property tax in ZIP Code 61028 is $2,950, an effective rate of 2% of home value.
Is ZIP Code 61028 expensive to live in?
Homes in ZIP Code 61028 cost about 2.03× the median household income, lower than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 61028?
The median gross rent in ZIP Code 61028 is $742 a month, lower than 65% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 61028?
Home prices in ZIP Code 61028 have moved 73% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 61028?
ZIP Code 61028 averages 47.5°F year-round, summer highs near 81.5°F, winter lows around 13.9°F (NOAA 1991–2020 normals). It sees about 30.2 inches of snow a year.
Is ZIP Code 61028 at risk of flooding or natural disasters?
ZIP Code 61028's FEMA National Risk Index score is 84 (higher than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →