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ZIP Code 61231

Mercer, Illinois

FIPS 61231

Juniper

ZIP Code 61231 is in the top 13% nationally for appreciation 1yr %. It also sits in the top 26% nationally for price-to-income ratio. And it sits in the top 29% nationally for FEMA risk score.

Median Home Value

$147,600

Lower than 69% of U.S. ZIP codes

HPI Growth 5yr %

27%

Near the U.S. ZIP codes median

FEMA Risk Score

46.3

Lower than 71% of U.S. ZIP codes

The basics

Total Population

4,962

Median Age

42.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$147,600

Lower than 69%

Median Property Tax

$3,079

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.08

Lower than 74%

Median Rent

$815

Lower than 58%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

27%

Near median

Appreciation 1yr %

6.1%

Higher than 87%

Pandemic Gain %

38%

Recession Drop %

-2%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.1

Winter Avg Low (°F)

16.6

Avg Temperature (°F)

50

Hot Days/yr (>90°F)

13.3

Freezing Days/yr (<32°F)

138.3

Annual Precipitation (in)

39.1

Annual Snowfall (in)

21.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

46.3

Lower than 71%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 61231: frequently asked questions

What is the median home value in ZIP Code 61231?
The median home value in ZIP Code 61231 is $147,600, lower than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 61231?
The median annual property tax in ZIP Code 61231 is $3,079, an effective rate of 2% of home value.
Is ZIP Code 61231 expensive to live in?
Homes in ZIP Code 61231 cost about 2.08× the median household income, lower than 74% of U.S. ZIP codes.
What is the average rent in ZIP Code 61231?
The median gross rent in ZIP Code 61231 is $815 a month, lower than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 61231?
Home prices in ZIP Code 61231 have moved 27% over the past five years (6.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 61231?
ZIP Code 61231 averages 50°F year-round, summer highs near 83.1°F, winter lows around 16.6°F (NOAA 1991–2020 normals). It sees about 21.8 inches of snow a year.
Is ZIP Code 61231 at risk of flooding or natural disasters?
ZIP Code 61231's FEMA National Risk Index score is 46.3 (lower than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →