The basics
Total Population
279
Median Age
54.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$97,500
Lower than 83%
Median Property Tax
$1,900
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.81
Lower than 79%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.2
Winter Avg Low (°F)
16.4
Avg Temperature (°F)
49.3
Hot Days/yr (>90°F)
16.4
Freezing Days/yr (<32°F)
144
Annual Precipitation (in)
37.6
Annual Snowfall (in)
24
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
79.8
Higher than 70%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 61431: frequently asked questions
- What is the median home value in ZIP Code 61431?
- The median home value in ZIP Code 61431 is $97,500, lower than 83% of U.S. ZIP codes.
- How much is property tax in ZIP Code 61431?
- The median annual property tax in ZIP Code 61431 is $1,900, an effective rate of 2% of home value.
- Is ZIP Code 61431 expensive to live in?
- Homes in ZIP Code 61431 cost about 1.81× the median household income, lower than 79% of U.S. ZIP codes.
- What is the weather like in ZIP Code 61431?
- ZIP Code 61431 averages 49.3°F year-round, summer highs near 82.2°F, winter lows around 16.4°F (NOAA 1991–2020 normals). It sees about 24 inches of snow a year.
- Is ZIP Code 61431 at risk of flooding or natural disasters?
- ZIP Code 61431's FEMA National Risk Index score is 79.8 (higher than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →