The basics
Total Population
1,167
Median Age
45.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$118,500
Median Property Tax
$1,686
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.77
Median Rent
$773
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-15%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.6
Winter Avg Low (°F)
21.3
Avg Temperature (°F)
52.2
Hot Days/yr (>90°F)
20
Freezing Days/yr (<32°F)
118.1
Annual Precipitation (in)
40.9
Annual Snowfall (in)
20.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
74
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 61865: frequently asked questions
- What is the median home value in ZIP Code 61865?
- The median home value in ZIP Code 61865 is $118,500, lower than 77% of U.S. ZIP codes.
- How much is property tax in ZIP Code 61865?
- The median annual property tax in ZIP Code 61865 is $1,686, an effective rate of 1% of home value.
- Is ZIP Code 61865 expensive to live in?
- Homes in ZIP Code 61865 cost about 1.77× the median household income, lower than 80% of U.S. ZIP codes.
- What is the average rent in ZIP Code 61865?
- The median gross rent in ZIP Code 61865 is $773 a month, lower than 62% of U.S. ZIP codes.
- What is the weather like in ZIP Code 61865?
- ZIP Code 61865 averages 52.2°F year-round, summer highs near 83.6°F, winter lows around 21.3°F (NOAA 1991–2020 normals). It sees about 20.3 inches of snow a year.
- Is ZIP Code 61865 at risk of flooding or natural disasters?
- ZIP Code 61865's FEMA National Risk Index score is 74 (higher than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →