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ZIP Code 62049

Montgomery, Illinois

FIPS 62049

Juniper

ZIP Code 62049 is in the top 23% nationally for HPI growth 5yr %, but in the bottom 18% nationally for FEMA risk score. It also sits in the 26th percentile nationally for median home value. And it sits in the top 32% nationally for price-to-income ratio.

Median Home Value

$127,600

Lower than 74% of U.S. ZIP codes

HPI Growth 5yr %

53%

Higher than 77% of U.S. ZIP codes

FEMA Risk Score

88.3

Higher than 82% of U.S. ZIP codes

The basics

Total Population

7,871

Median Age

42.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$127,600

Lower than 74%

Median Property Tax

$1,873

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.3

Lower than 68%

Median Rent

$731

Lower than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

53%

Higher than 77%

Appreciation 1yr %

-0.19%

Higher than 66%

Pandemic Gain %

44%

Recession Drop %

-4.4%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

87.3

Winter Avg Low (°F)

24.4

Avg Temperature (°F)

55.5

Hot Days/yr (>90°F)

42.4

Freezing Days/yr (<32°F)

100.2

Annual Precipitation (in)

42.1

Annual Snowfall (in)

13.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

88.3

Higher than 82%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 62049: frequently asked questions

What is the median home value in ZIP Code 62049?
The median home value in ZIP Code 62049 is $127,600, lower than 74% of U.S. ZIP codes.
How much is property tax in ZIP Code 62049?
The median annual property tax in ZIP Code 62049 is $1,873, an effective rate of 1% of home value.
Is ZIP Code 62049 expensive to live in?
Homes in ZIP Code 62049 cost about 2.3× the median household income, lower than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 62049?
The median gross rent in ZIP Code 62049 is $731 a month, lower than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 62049?
Home prices in ZIP Code 62049 have moved 53% over the past five years (-0.19% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 62049?
ZIP Code 62049 averages 55.5°F year-round, summer highs near 87.3°F, winter lows around 24.4°F (NOAA 1991–2020 normals). It sees about 13.9 inches of snow a year.
Is ZIP Code 62049 at risk of flooding or natural disasters?
ZIP Code 62049's FEMA National Risk Index score is 88.3 (higher than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →