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ZIP Code 62401

Effingham, Illinois

FIPS 62401

Juniper

ZIP Code 62401 is in the top 13% nationally for appreciation 1yr %, but in the bottom 35% nationally for FEMA risk score. It also sits in the 34th percentile nationally for median rent. And it sits in the top 38% nationally for HPI growth 5yr %.

Median Home Value

$217,500

Near the U.S. ZIP codes median

HPI Growth 5yr %

40%

Higher than 62% of U.S. ZIP codes

FEMA Risk Score

76.2

Higher than 65% of U.S. ZIP codes

The basics

Total Population

19,273

Median Age

41.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$217,500

Near median

Median Property Tax

$3,188

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.64

Lower than 59%

Median Rent

$735

Lower than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

40%

Higher than 62%

Appreciation 1yr %

6.3%

Higher than 87%

Pandemic Gain %

31%

Recession Drop %

0.19%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.9

Winter Avg Low (°F)

23

Avg Temperature (°F)

54.4

Hot Days/yr (>90°F)

37.9

Freezing Days/yr (<32°F)

113.6

Annual Precipitation (in)

44.5

Annual Snowfall (in)

14.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

76.2

Higher than 65%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 62401: frequently asked questions

What is the median home value in ZIP Code 62401?
The median home value in ZIP Code 62401 is $217,500, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 62401?
The median annual property tax in ZIP Code 62401 is $3,188, an effective rate of 1% of home value.
Is ZIP Code 62401 expensive to live in?
Homes in ZIP Code 62401 cost about 2.64× the median household income, lower than 59% of U.S. ZIP codes.
What is the average rent in ZIP Code 62401?
The median gross rent in ZIP Code 62401 is $735 a month, lower than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 62401?
Home prices in ZIP Code 62401 have moved 40% over the past five years (6.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 62401?
ZIP Code 62401 averages 54.4°F year-round, summer highs near 86.9°F, winter lows around 23°F (NOAA 1991–2020 normals). It sees about 14.6 inches of snow a year.
Is ZIP Code 62401 at risk of flooding or natural disasters?
ZIP Code 62401's FEMA National Risk Index score is 76.2 (higher than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →