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ZIP Code 62445

Cumberland, Illinois

FIPS 62445

Juniper

ZIP Code 62445 is in the top 31% nationally for price-to-income ratio, but in the bottom 28% nationally for FEMA risk score. It also sits in the 23th percentile nationally for median rent.

Median Home Value

$184,100

Near the U.S. ZIP codes median

FEMA Risk Score

81.8

Higher than 72% of U.S. ZIP codes

The basics

Total Population

986

Median Age

38.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$184,100

Near median

Median Property Tax

$2,190

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.26

Lower than 69%

Median Rent

$392

Lower than 77%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85

Winter Avg Low (°F)

24.6

Avg Temperature (°F)

54.5

Hot Days/yr (>90°F)

30

Freezing Days/yr (<32°F)

105.5

Annual Precipitation (in)

44.9

Annual Snowfall (in)

16

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

81.8

Higher than 72%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 62445: frequently asked questions

What is the median home value in ZIP Code 62445?
The median home value in ZIP Code 62445 is $184,100, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 62445?
The median annual property tax in ZIP Code 62445 is $2,190, an effective rate of 1% of home value.
Is ZIP Code 62445 expensive to live in?
Homes in ZIP Code 62445 cost about 2.26× the median household income, lower than 69% of U.S. ZIP codes.
What is the average rent in ZIP Code 62445?
The median gross rent in ZIP Code 62445 is $392 a month, lower than 77% of U.S. ZIP codes.
What is the weather like in ZIP Code 62445?
ZIP Code 62445 averages 54.5°F year-round, summer highs near 85°F, winter lows around 24.6°F (NOAA 1991–2020 normals). It sees about 16 inches of snow a year.
Is ZIP Code 62445 at risk of flooding or natural disasters?
ZIP Code 62445's FEMA National Risk Index score is 81.8 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →