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ZIP Code 62638

Morgan, Illinois

FIPS 62638

Juniper

ZIP Code 62638 is in the top 16% nationally for price-to-income ratio, but in the bottom 27% nationally for FEMA risk score. It also sits in the 27th percentile nationally for median home value.

Median Home Value

$130,100

Lower than 73% of U.S. ZIP codes

FEMA Risk Score

82.1

Higher than 73% of U.S. ZIP codes

The basics

Total Population

1,485

Median Age

45.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$130,100

Lower than 73%

Median Property Tax

$1,793

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.5

Lower than 84%

Median Rent

$971

Higher than 58%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Recession Drop %

-3.5%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.3

Winter Avg Low (°F)

20.4

Avg Temperature (°F)

52.8

Hot Days/yr (>90°F)

34.9

Freezing Days/yr (<32°F)

121.5

Annual Precipitation (in)

40.1

Annual Snowfall (in)

16.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

82.1

Higher than 73%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 62638: frequently asked questions

What is the median home value in ZIP Code 62638?
The median home value in ZIP Code 62638 is $130,100, lower than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 62638?
The median annual property tax in ZIP Code 62638 is $1,793, an effective rate of 1% of home value.
Is ZIP Code 62638 expensive to live in?
Homes in ZIP Code 62638 cost about 1.5× the median household income, lower than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 62638?
The median gross rent in ZIP Code 62638 is $971 a month, higher than 58% of U.S. ZIP codes.
What is the weather like in ZIP Code 62638?
ZIP Code 62638 averages 52.8°F year-round, summer highs near 85.3°F, winter lows around 20.4°F (NOAA 1991–2020 normals). It sees about 16.2 inches of snow a year.
Is ZIP Code 62638 at risk of flooding or natural disasters?
ZIP Code 62638's FEMA National Risk Index score is 82.1 (higher than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →