Back to Explorer

ZIP Code 64085

Ray, Missouri

FIPS 64085

Juniper

ZIP Code 64085 is in the top 3% nationally for appreciation 1yr %. It also sits in the top 9% nationally for HPI growth 5yr %. And it sits in the 34th percentile nationally for median rent.

Median Home Value

$171,400

Lower than 59% of U.S. ZIP codes

HPI Growth 5yr %

66%

Higher than 91% of U.S. ZIP codes

FEMA Risk Score

59.7

Lower than 57% of U.S. ZIP codes

The basics

Total Population

7,855

Median Age

45.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$171,400

Lower than 59%

Median Property Tax

$1,457

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.67

Lower than 58%

Median Rent

$733

Lower than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

66%

Higher than 91%

Appreciation 1yr %

14%

Higher than 97%

Pandemic Gain %

50%

Recession Drop %

-19%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.3

Winter Avg Low (°F)

18.5

Avg Temperature (°F)

52.6

Hot Days/yr (>90°F)

33.6

Freezing Days/yr (<32°F)

130.6

Annual Precipitation (in)

41.5

Annual Snowfall (in)

13.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

59.7

Lower than 57%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 64085: frequently asked questions

What is the median home value in ZIP Code 64085?
The median home value in ZIP Code 64085 is $171,400, lower than 59% of U.S. ZIP codes.
How much is property tax in ZIP Code 64085?
The median annual property tax in ZIP Code 64085 is $1,457, an effective rate of 1% of home value.
Is ZIP Code 64085 expensive to live in?
Homes in ZIP Code 64085 cost about 2.67× the median household income, lower than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 64085?
The median gross rent in ZIP Code 64085 is $733 a month, lower than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 64085?
Home prices in ZIP Code 64085 have moved 66% over the past five years (14% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 64085?
ZIP Code 64085 averages 52.6°F year-round, summer highs near 85.3°F, winter lows around 18.5°F (NOAA 1991–2020 normals). It sees about 13.8 inches of snow a year.
Is ZIP Code 64085 at risk of flooding or natural disasters?
ZIP Code 64085's FEMA National Risk Index score is 59.7 (lower than 57% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →