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ZIP Code 65401

Phelps, Missouri

FIPS 65401

Juniper

ZIP Code 65401 is in the top 17% nationally for appreciation 1yr %, but in the bottom 26% nationally for price-to-income ratio. It also sits in the top 23% nationally for HPI growth 5yr %. And it sits in the top 39% nationally for FEMA risk score.

Median Home Value

$222,800

Near the U.S. ZIP codes median

HPI Growth 5yr %

53%

Higher than 77% of U.S. ZIP codes

FEMA Risk Score

56.7

Lower than 61% of U.S. ZIP codes

The basics

Total Population

32,714

Median Age

33.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$222,800

Near median

Median Property Tax

$1,376

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.97

Higher than 74%

Median Rent

$796

Lower than 60%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

53%

Higher than 77%

Appreciation 1yr %

5%

Higher than 83%

Pandemic Gain %

45%

Recession Drop %

-5.4%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

87

Winter Avg Low (°F)

25.2

Avg Temperature (°F)

56.3

Hot Days/yr (>90°F)

43

Freezing Days/yr (<32°F)

96.4

Annual Precipitation (in)

46.7

Annual Snowfall (in)

17.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

56.7

Lower than 61%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 65401: frequently asked questions

What is the median home value in ZIP Code 65401?
The median home value in ZIP Code 65401 is $222,800, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 65401?
The median annual property tax in ZIP Code 65401 is $1,376, an effective rate of 1% of home value.
Is ZIP Code 65401 expensive to live in?
Homes in ZIP Code 65401 cost about 3.97× the median household income, higher than 74% of U.S. ZIP codes.
What is the average rent in ZIP Code 65401?
The median gross rent in ZIP Code 65401 is $796 a month, lower than 60% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 65401?
Home prices in ZIP Code 65401 have moved 53% over the past five years (5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 65401?
ZIP Code 65401 averages 56.3°F year-round, summer highs near 87°F, winter lows around 25.2°F (NOAA 1991–2020 normals). It sees about 17.3 inches of snow a year.
Is ZIP Code 65401 at risk of flooding or natural disasters?
ZIP Code 65401's FEMA National Risk Index score is 56.7 (lower than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →