The basics
Total Population
895
Median Age
37.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$92,500
Lower than 84%
Median Property Tax
$504
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.43
Lower than 84%
Median Rent
$843
Near median
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.8
Winter Avg Low (°F)
27.8
Avg Temperature (°F)
60
Hot Days/yr (>90°F)
67
Freezing Days/yr (<32°F)
86.6
Annual Precipitation (in)
47.3
Annual Snowfall (in)
0.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
73.1
Higher than 60%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 74431: frequently asked questions
- What is the median home value in ZIP Code 74431?
- The median home value in ZIP Code 74431 is $92,500, lower than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 74431?
- The median annual property tax in ZIP Code 74431 is $504, an effective rate of 1% of home value.
- Is ZIP Code 74431 expensive to live in?
- Homes in ZIP Code 74431 cost about 1.43× the median household income, lower than 84% of U.S. ZIP codes.
- What is the average rent in ZIP Code 74431?
- The median gross rent in ZIP Code 74431 is $843 a month, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 74431?
- ZIP Code 74431 averages 60°F year-round, summer highs near 90.8°F, winter lows around 27.8°F (NOAA 1991–2020 normals). It sees about 0.9 inches of snow a year.
- Is ZIP Code 74431 at risk of flooding or natural disasters?
- ZIP Code 74431's FEMA National Risk Index score is 73.1 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →