The basics
Total Population
3,957
Median Age
37.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$124,500
Lower than 74%
Median Property Tax
$710
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.42
Lower than 65%
Median Rent
$715
Lower than 67%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.7
Winter Avg Low (°F)
30.3
Avg Temperature (°F)
61.1
Hot Days/yr (>90°F)
66.9
Freezing Days/yr (<32°F)
71.6
Annual Precipitation (in)
45.6
Annual Snowfall (in)
3.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
96.6
Higher than 95%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 74538: frequently asked questions
- What is the median home value in ZIP Code 74538?
- The median home value in ZIP Code 74538 is $124,500, lower than 74% of U.S. ZIP codes.
- How much is property tax in ZIP Code 74538?
- The median annual property tax in ZIP Code 74538 is $710, an effective rate of 1% of home value.
- Is ZIP Code 74538 expensive to live in?
- Homes in ZIP Code 74538 cost about 2.42× the median household income, lower than 65% of U.S. ZIP codes.
- What is the average rent in ZIP Code 74538?
- The median gross rent in ZIP Code 74538 is $715 a month, lower than 67% of U.S. ZIP codes.
- What is the weather like in ZIP Code 74538?
- ZIP Code 74538 averages 61.1°F year-round, summer highs near 90.7°F, winter lows around 30.3°F (NOAA 1991–2020 normals). It sees about 3.2 inches of snow a year.
- Is ZIP Code 74538 at risk of flooding or natural disasters?
- ZIP Code 74538's FEMA National Risk Index score is 96.6 (higher than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is hail.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →