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ZIP Code 75631

Panola, Texas

FIPS 75631

Juniper

ZIP Code 75631 is in the top 20% nationally for price-to-income ratio, but in the bottom 33% nationally for FEMA risk score. It also sits in the 31th percentile nationally for median home value.

Median Home Value

$146,800

Lower than 69% of U.S. ZIP codes

FEMA Risk Score

77.7

Higher than 67% of U.S. ZIP codes

The basics

Total Population

2,483

Median Age

42.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$146,800

Lower than 69%

Median Property Tax

$1,392

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.75

Lower than 80%

Median Rent

$938

Near median

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91.6

Winter Avg Low (°F)

37.9

Avg Temperature (°F)

65.4

Hot Days/yr (>90°F)

89.1

Freezing Days/yr (<32°F)

38.6

Annual Precipitation (in)

52.3

Annual Snowfall (in)

0.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

77.7

Higher than 67%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 75631: frequently asked questions

What is the median home value in ZIP Code 75631?
The median home value in ZIP Code 75631 is $146,800, lower than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 75631?
The median annual property tax in ZIP Code 75631 is $1,392, an effective rate of 1% of home value.
Is ZIP Code 75631 expensive to live in?
Homes in ZIP Code 75631 cost about 1.75× the median household income, lower than 80% of U.S. ZIP codes.
What is the average rent in ZIP Code 75631?
The median gross rent in ZIP Code 75631 is $938 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 75631?
ZIP Code 75631 averages 65.4°F year-round, summer highs near 91.6°F, winter lows around 37.9°F (NOAA 1991–2020 normals). It sees about 0.8 inches of snow a year.
Is ZIP Code 75631 at risk of flooding or natural disasters?
ZIP Code 75631's FEMA National Risk Index score is 77.7 (higher than 67% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →