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ZIP Code 75704

Smith, Texas

FIPS 75704

Juniper

ZIP Code 75704 is in the top 12% nationally for FEMA risk score. It also sits in the top 13% nationally for appreciation 1yr %. And it sits in the top 14% nationally for HPI growth 5yr %.

Median Home Value

$154,600

Lower than 66% of U.S. ZIP codes

HPI Growth 5yr %

60%

Higher than 86% of U.S. ZIP codes

FEMA Risk Score

25.2

Lower than 88% of U.S. ZIP codes

The basics

Total Population

8,913

Median Age

40.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$154,600

Lower than 66%

Median Property Tax

$2,022

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.77

Near median

Median Rent

$1,173

Higher than 71%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

60%

Higher than 86%

Appreciation 1yr %

6%

Higher than 87%

Pandemic Gain %

58%

Recession Drop %

-0.41%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

93.2

Winter Avg Low (°F)

39.3

Avg Temperature (°F)

66.6

Hot Days/yr (>90°F)

98.1

Freezing Days/yr (<32°F)

29.1

Annual Precipitation (in)

42.1

Annual Snowfall (in)

0.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

25.2

Lower than 88%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 75704: frequently asked questions

What is the median home value in ZIP Code 75704?
The median home value in ZIP Code 75704 is $154,600, lower than 66% of U.S. ZIP codes.
How much is property tax in ZIP Code 75704?
The median annual property tax in ZIP Code 75704 is $2,022, an effective rate of 1% of home value.
Is ZIP Code 75704 expensive to live in?
Homes in ZIP Code 75704 cost about 2.77× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 75704?
The median gross rent in ZIP Code 75704 is $1,173 a month, higher than 71% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 75704?
Home prices in ZIP Code 75704 have moved 60% over the past five years (6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 75704?
ZIP Code 75704 averages 66.6°F year-round, summer highs near 93.2°F, winter lows around 39.3°F (NOAA 1991–2020 normals). It sees about 0.7 inches of snow a year.
Is ZIP Code 75704 at risk of flooding or natural disasters?
ZIP Code 75704's FEMA National Risk Index score is 25.2 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →