The basics
Total Population
4,494
Median Age
39.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$194,700
Median Property Tax
$2,513
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.24
Median Rent
$1,308
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
44%
Appreciation 1yr %
-15%
Pandemic Gain %
68%
Recession Drop %
5.9%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
94.1
Winter Avg Low (°F)
32.8
Avg Temperature (°F)
64
Hot Days/yr (>90°F)
100.8
Freezing Days/yr (<32°F)
60.5
Annual Precipitation (in)
33.8
Annual Snowfall (in)
1.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
55.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 76431: frequently asked questions
- What is the median home value in ZIP Code 76431?
- The median home value in ZIP Code 76431 is $194,700, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 76431?
- The median annual property tax in ZIP Code 76431 is $2,513, an effective rate of 1% of home value.
- Is ZIP Code 76431 expensive to live in?
- Homes in ZIP Code 76431 cost about 2.24× the median household income, lower than 70% of U.S. ZIP codes.
- What is the average rent in ZIP Code 76431?
- The median gross rent in ZIP Code 76431 is $1,308 a month, higher than 76% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 76431?
- Home prices in ZIP Code 76431 have moved 44% over the past five years (-15% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 76431?
- ZIP Code 76431 averages 64°F year-round, summer highs near 94.1°F, winter lows around 32.8°F (NOAA 1991–2020 normals). It sees about 1.8 inches of snow a year.
- Is ZIP Code 76431 at risk of flooding or natural disasters?
- ZIP Code 76431's FEMA National Risk Index score is 55.6 (lower than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →