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ZIP Code 76638

McLennan, Texas

FIPS 76638

Juniper

ZIP Code 76638 is in the top 14% nationally for appreciation 1yr %, but in the bottom 24% nationally for FEMA risk score. It also sits in the 85th percentile nationally for median home value. And it sits in the 65th percentile nationally for median rent.

Median Home Value

$440,900

Higher than 85% of U.S. ZIP codes

HPI Growth 5yr %

40%

Higher than 61% of U.S. ZIP codes

FEMA Risk Score

84

Higher than 76% of U.S. ZIP codes

The basics

Total Population

3,671

Median Age

40.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$440,900

Higher than 85%

Median Property Tax

$5,162

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.39

Higher than 63%

Median Rent

$1,083

Higher than 65%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

40%

Higher than 61%

Appreciation 1yr %

5.9%

Higher than 86%

Pandemic Gain %

49%

Recession Drop %

-1.6%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

93.9

Winter Avg Low (°F)

35.6

Avg Temperature (°F)

65.4

Hot Days/yr (>90°F)

94.5

Freezing Days/yr (<32°F)

34.9

Annual Precipitation (in)

36.6

Annual Snowfall (in)

0.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

84

Higher than 76%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 76638: frequently asked questions

What is the median home value in ZIP Code 76638?
The median home value in ZIP Code 76638 is $440,900, higher than 85% of U.S. ZIP codes.
How much is property tax in ZIP Code 76638?
The median annual property tax in ZIP Code 76638 is $5,162, an effective rate of 1% of home value.
Is ZIP Code 76638 expensive to live in?
Homes in ZIP Code 76638 cost about 3.39× the median household income, higher than 63% of U.S. ZIP codes.
What is the average rent in ZIP Code 76638?
The median gross rent in ZIP Code 76638 is $1,083 a month, higher than 65% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 76638?
Home prices in ZIP Code 76638 have moved 40% over the past five years (5.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 76638?
ZIP Code 76638 averages 65.4°F year-round, summer highs near 93.9°F, winter lows around 35.6°F (NOAA 1991–2020 normals). It sees about 0.6 inches of snow a year.
Is ZIP Code 76638 at risk of flooding or natural disasters?
ZIP Code 76638's FEMA National Risk Index score is 84 (higher than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →