The basics
Total Population
3,671
Median Age
40.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$440,900
Median Property Tax
$5,162
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.39
Median Rent
$1,083
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
40%
Appreciation 1yr %
5.9%
Pandemic Gain %
49%
Recession Drop %
-1.6%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
93.9
Winter Avg Low (°F)
35.6
Avg Temperature (°F)
65.4
Hot Days/yr (>90°F)
94.5
Freezing Days/yr (<32°F)
34.9
Annual Precipitation (in)
36.6
Annual Snowfall (in)
0.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
84
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 76638: frequently asked questions
- What is the median home value in ZIP Code 76638?
- The median home value in ZIP Code 76638 is $440,900, higher than 85% of U.S. ZIP codes.
- How much is property tax in ZIP Code 76638?
- The median annual property tax in ZIP Code 76638 is $5,162, an effective rate of 1% of home value.
- Is ZIP Code 76638 expensive to live in?
- Homes in ZIP Code 76638 cost about 3.39× the median household income, higher than 63% of U.S. ZIP codes.
- What is the average rent in ZIP Code 76638?
- The median gross rent in ZIP Code 76638 is $1,083 a month, higher than 65% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 76638?
- Home prices in ZIP Code 76638 have moved 40% over the past five years (5.9% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 76638?
- ZIP Code 76638 averages 65.4°F year-round, summer highs near 93.9°F, winter lows around 35.6°F (NOAA 1991–2020 normals). It sees about 0.6 inches of snow a year.
- Is ZIP Code 76638 at risk of flooding or natural disasters?
- ZIP Code 76638's FEMA National Risk Index score is 84 (higher than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →