The basics
Total Population
11,494
Median Age
36.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$199,100
Median Property Tax
$2,425
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.12
Median Rent
$978
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
70%
Appreciation 1yr %
6.4%
Pandemic Gain %
65%
Recession Drop %
0.71%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
94.9
Winter Avg Low (°F)
35.9
Avg Temperature (°F)
66.1
Hot Days/yr (>90°F)
104.9
Freezing Days/yr (<32°F)
36.7
Annual Precipitation (in)
38.7
Annual Snowfall (in)
0.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
75.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 76645: frequently asked questions
- What is the median home value in ZIP Code 76645?
- The median home value in ZIP Code 76645 is $199,100, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 76645?
- The median annual property tax in ZIP Code 76645 is $2,425, an effective rate of 1% of home value.
- Is ZIP Code 76645 expensive to live in?
- Homes in ZIP Code 76645 cost about 3.12× the median household income, higher than 56% of U.S. ZIP codes.
- What is the average rent in ZIP Code 76645?
- The median gross rent in ZIP Code 76645 is $978 a month, higher than 58% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 76645?
- Home prices in ZIP Code 76645 have moved 70% over the past five years (6.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 76645?
- ZIP Code 76645 averages 66.1°F year-round, summer highs near 94.9°F, winter lows around 35.9°F (NOAA 1991–2020 normals). It sees about 0.7 inches of snow a year.
- Is ZIP Code 76645 at risk of flooding or natural disasters?
- ZIP Code 76645's FEMA National Risk Index score is 75.2 (higher than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →