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ZIP Code 78003

Bandera, Texas

FIPS 78003

Juniper

ZIP Code 78003 is in the bottom 10% nationally for FEMA risk score. It also sits in the 73th percentile nationally for median rent. And it sits in the bottom 35% nationally for price-to-income ratio.

Median Home Value

$242,700

Higher than 60% of U.S. ZIP codes

HPI Growth 5yr %

30%

Higher than 56% of U.S. ZIP codes

FEMA Risk Score

93.6

Higher than 91% of U.S. ZIP codes

The basics

Total Population

9,967

Median Age

51.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$242,700

Higher than 60%

Median Property Tax

$2,219

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.49

Higher than 65%

Median Rent

$1,216

Higher than 73%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

30%

Higher than 56%

Appreciation 1yr %

-6.2%

Higher than 58%

Pandemic Gain %

73%

Recession Drop %

6.5%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

93.9

Winter Avg Low (°F)

37

Avg Temperature (°F)

66.6

Hot Days/yr (>90°F)

111.6

Freezing Days/yr (<32°F)

44.1

Annual Precipitation (in)

35.4

Annual Snowfall (in)

0.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

93.6

Higher than 91%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 78003: frequently asked questions

What is the median home value in ZIP Code 78003?
The median home value in ZIP Code 78003 is $242,700, higher than 60% of U.S. ZIP codes.
How much is property tax in ZIP Code 78003?
The median annual property tax in ZIP Code 78003 is $2,219, an effective rate of 1% of home value.
Is ZIP Code 78003 expensive to live in?
Homes in ZIP Code 78003 cost about 3.49× the median household income, higher than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 78003?
The median gross rent in ZIP Code 78003 is $1,216 a month, higher than 73% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 78003?
Home prices in ZIP Code 78003 have moved 30% over the past five years (-6.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 78003?
ZIP Code 78003 averages 66.6°F year-round, summer highs near 93.9°F, winter lows around 37°F (NOAA 1991–2020 normals). It sees about 0.2 inches of snow a year.
Is ZIP Code 78003 at risk of flooding or natural disasters?
ZIP Code 78003's FEMA National Risk Index score is 93.6 (higher than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →