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ZIP Code 78028

Kerr, Texas

FIPS 78028

Juniper

ZIP Code 78028 is in the top 29% nationally for HPI growth 5yr %, but in the bottom 16% nationally for price-to-income ratio. It also sits in the 73th percentile nationally for median home value. And it sits in the top 30% nationally for appreciation 1yr %.

Median Home Value

$323,200

Higher than 73% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 71% of U.S. ZIP codes

FEMA Risk Score

73.3

Higher than 60% of U.S. ZIP codes

The basics

Total Population

41,206

Median Age

48.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$323,200

Higher than 73%

Median Property Tax

$3,309

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.82

Higher than 84%

Median Rent

$1,138

Higher than 69%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 71%

Appreciation 1yr %

1.2%

Higher than 70%

Pandemic Gain %

48%

Recession Drop %

-4.3%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91

Winter Avg Low (°F)

35.8

Avg Temperature (°F)

64.6

Hot Days/yr (>90°F)

95.5

Freezing Days/yr (<32°F)

46.3

Annual Precipitation (in)

31.1

Annual Snowfall (in)

0.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

73.3

Higher than 60%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 78028: frequently asked questions

What is the median home value in ZIP Code 78028?
The median home value in ZIP Code 78028 is $323,200, higher than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 78028?
The median annual property tax in ZIP Code 78028 is $3,309, an effective rate of 1% of home value.
Is ZIP Code 78028 expensive to live in?
Homes in ZIP Code 78028 cost about 4.82× the median household income, higher than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 78028?
The median gross rent in ZIP Code 78028 is $1,138 a month, higher than 69% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 78028?
Home prices in ZIP Code 78028 have moved 49% over the past five years (1.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 78028?
ZIP Code 78028 averages 64.6°F year-round, summer highs near 91°F, winter lows around 35.8°F (NOAA 1991–2020 normals). It sees about 0.5 inches of snow a year.
Is ZIP Code 78028 at risk of flooding or natural disasters?
ZIP Code 78028's FEMA National Risk Index score is 73.3 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →