The basics
Total Population
41,206
Median Age
48.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$323,200
Median Property Tax
$3,309
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.82
Median Rent
$1,138
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
49%
Appreciation 1yr %
1.2%
Pandemic Gain %
48%
Recession Drop %
-4.3%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
91
Winter Avg Low (°F)
35.8
Avg Temperature (°F)
64.6
Hot Days/yr (>90°F)
95.5
Freezing Days/yr (<32°F)
46.3
Annual Precipitation (in)
31.1
Annual Snowfall (in)
0.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
73.3
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78028: frequently asked questions
- What is the median home value in ZIP Code 78028?
- The median home value in ZIP Code 78028 is $323,200, higher than 73% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78028?
- The median annual property tax in ZIP Code 78028 is $3,309, an effective rate of 1% of home value.
- Is ZIP Code 78028 expensive to live in?
- Homes in ZIP Code 78028 cost about 4.82× the median household income, higher than 84% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78028?
- The median gross rent in ZIP Code 78028 is $1,138 a month, higher than 69% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78028?
- Home prices in ZIP Code 78028 have moved 49% over the past five years (1.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78028?
- ZIP Code 78028 averages 64.6°F year-round, summer highs near 91°F, winter lows around 35.8°F (NOAA 1991–2020 normals). It sees about 0.5 inches of snow a year.
- Is ZIP Code 78028 at risk of flooding or natural disasters?
- ZIP Code 78028's FEMA National Risk Index score is 73.3 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →