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ZIP Code 78609

Llano, Texas

FIPS 78609

Juniper

ZIP Code 78609 is in the bottom 15% nationally for price-to-income ratio. It also sits in the 72th percentile nationally for median home value. And it sits in the 29th percentile nationally for median rent.

Median Home Value

$319,700

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

80.4

Higher than 70% of U.S. ZIP codes

The basics

Total Population

1,983

Median Age

60.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$319,700

Higher than 72%

Median Property Tax

$2,364

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.96

Higher than 85%

Median Rent

$651

Lower than 71%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

95.3

Winter Avg Low (°F)

35.9

Avg Temperature (°F)

67.1

Hot Days/yr (>90°F)

120

Freezing Days/yr (<32°F)

50

Annual Precipitation (in)

32.1

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

80.4

Higher than 70%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 78609: frequently asked questions

What is the median home value in ZIP Code 78609?
The median home value in ZIP Code 78609 is $319,700, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 78609?
The median annual property tax in ZIP Code 78609 is $2,364, an effective rate of 1% of home value.
Is ZIP Code 78609 expensive to live in?
Homes in ZIP Code 78609 cost about 4.96× the median household income, higher than 85% of U.S. ZIP codes.
What is the average rent in ZIP Code 78609?
The median gross rent in ZIP Code 78609 is $651 a month, lower than 71% of U.S. ZIP codes.
What is the weather like in ZIP Code 78609?
ZIP Code 78609 averages 67.1°F year-round, summer highs near 95.3°F, winter lows around 35.9°F (NOAA 1991–2020 normals).
Is ZIP Code 78609 at risk of flooding or natural disasters?
ZIP Code 78609's FEMA National Risk Index score is 80.4 (higher than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →