The basics
Total Population
19,799
Median Age
35.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$309,200
Median Property Tax
$4,381
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.24
Median Rent
$1,481
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
54%
Appreciation 1yr %
-5.8%
Pandemic Gain %
62%
Recession Drop %
-2.7%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
94.9
Winter Avg Low (°F)
39.1
Avg Temperature (°F)
67.8
Hot Days/yr (>90°F)
121.7
Freezing Days/yr (<32°F)
38.2
Annual Precipitation (in)
36.7
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
80.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78612: frequently asked questions
- What is the median home value in ZIP Code 78612?
- The median home value in ZIP Code 78612 is $309,200, higher than 71% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78612?
- The median annual property tax in ZIP Code 78612 is $4,381, an effective rate of 1% of home value.
- Is ZIP Code 78612 expensive to live in?
- Homes in ZIP Code 78612 cost about 3.24× the median household income, higher than 59% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78612?
- The median gross rent in ZIP Code 78612 is $1,481 a month, higher than 82% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78612?
- Home prices in ZIP Code 78612 have moved 54% over the past five years (-5.8% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78612?
- ZIP Code 78612 averages 67.8°F year-round, summer highs near 94.9°F, winter lows around 39.1°F (NOAA 1991–2020 normals).
- Is ZIP Code 78612 at risk of flooding or natural disasters?
- ZIP Code 78612's FEMA National Risk Index score is 80.6 (higher than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →