The basics
Total Population
3,465
Median Age
43.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$351,600
Median Property Tax
$1,760
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.48
Median Rent
$1,304
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
60%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
91.4
Winter Avg Low (°F)
36.4
Avg Temperature (°F)
64.7
Hot Days/yr (>90°F)
85.6
Freezing Days/yr (<32°F)
40.6
Annual Precipitation (in)
29.5
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
82.3
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78631: frequently asked questions
- What is the median home value in ZIP Code 78631?
- The median home value in ZIP Code 78631 is $351,600, higher than 76% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78631?
- The median annual property tax in ZIP Code 78631 is $1,760, an effective rate of 1% of home value.
- Is ZIP Code 78631 expensive to live in?
- Homes in ZIP Code 78631 cost about 4.48× the median household income, higher than 81% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78631?
- The median gross rent in ZIP Code 78631 is $1,304 a month, higher than 76% of U.S. ZIP codes.
- What is the weather like in ZIP Code 78631?
- ZIP Code 78631 averages 64.7°F year-round, summer highs near 91.4°F, winter lows around 36.4°F (NOAA 1991–2020 normals).
- Is ZIP Code 78631 at risk of flooding or natural disasters?
- ZIP Code 78631's FEMA National Risk Index score is 82.3 (higher than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →