The basics
Total Population
4,134
Median Age
54.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$532,600
Median Property Tax
$4,476
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.33
Median Rent
$1,123
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
76%
Appreciation 1yr %
9.3%
Pandemic Gain %
58%
Recession Drop %
-6%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
94.8
Winter Avg Low (°F)
37
Avg Temperature (°F)
67
Hot Days/yr (>90°F)
111.2
Freezing Days/yr (<32°F)
42.4
Annual Precipitation (in)
33
Annual Snowfall (in)
0.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
71.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78636: frequently asked questions
- What is the median home value in ZIP Code 78636?
- The median home value in ZIP Code 78636 is $532,600, higher than 89% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78636?
- The median annual property tax in ZIP Code 78636 is $4,476, an effective rate of 1% of home value.
- Is ZIP Code 78636 expensive to live in?
- Homes in ZIP Code 78636 cost about 7.33× the median household income, higher than 95% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78636?
- The median gross rent in ZIP Code 78636 is $1,123 a month, higher than 68% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78636?
- Home prices in ZIP Code 78636 have moved 76% over the past five years (9.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78636?
- ZIP Code 78636 averages 67°F year-round, summer highs near 94.8°F, winter lows around 37°F (NOAA 1991–2020 normals). It sees about 0.2 inches of snow a year.
- Is ZIP Code 78636 at risk of flooding or natural disasters?
- ZIP Code 78636's FEMA National Risk Index score is 71.6 (higher than 58% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →