The basics
Total Population
2,135
Median Age
45.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$317,400
Median Property Tax
$2,854
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.58
Median Rent
$1,135
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
25%
Recession Drop %
-2%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
96.2
Winter Avg Low (°F)
41.2
Avg Temperature (°F)
69.4
Hot Days/yr (>90°F)
118
Freezing Days/yr (<32°F)
29
Annual Precipitation (in)
34
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
64.1
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78638: frequently asked questions
- What is the median home value in ZIP Code 78638?
- The median home value in ZIP Code 78638 is $317,400, higher than 72% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78638?
- The median annual property tax in ZIP Code 78638 is $2,854, an effective rate of 1% of home value.
- Is ZIP Code 78638 expensive to live in?
- Homes in ZIP Code 78638 cost about 4.58× the median household income, higher than 82% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78638?
- The median gross rent in ZIP Code 78638 is $1,135 a month, higher than 69% of U.S. ZIP codes.
- What is the weather like in ZIP Code 78638?
- ZIP Code 78638 averages 69.4°F year-round, summer highs near 96.2°F, winter lows around 41.2°F (NOAA 1991–2020 normals).
- Is ZIP Code 78638 at risk of flooding or natural disasters?
- ZIP Code 78638's FEMA National Risk Index score is 64.1 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →