The basics
Total Population
77,531
Median Age
33.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$330,400
Median Property Tax
$5,844
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.67
Median Rent
$1,730
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
40%
Appreciation 1yr %
-4.9%
Pandemic Gain %
65%
Recession Drop %
-0.59%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
95
Winter Avg Low (°F)
40.7
Avg Temperature (°F)
68.6
Hot Days/yr (>90°F)
116.9
Freezing Days/yr (<32°F)
19.8
Annual Precipitation (in)
38.7
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
66.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78640: frequently asked questions
- What is the median home value in ZIP Code 78640?
- The median home value in ZIP Code 78640 is $330,400, higher than 73% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78640?
- The median annual property tax in ZIP Code 78640 is $5,844, an effective rate of 2% of home value.
- Is ZIP Code 78640 expensive to live in?
- Homes in ZIP Code 78640 cost about 3.67× the median household income, higher than 69% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78640?
- The median gross rent in ZIP Code 78640 is $1,730 a month, higher than 88% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78640?
- Home prices in ZIP Code 78640 have moved 40% over the past five years (-4.9% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78640?
- ZIP Code 78640 averages 68.6°F year-round, summer highs near 95°F, winter lows around 40.7°F (NOAA 1991–2020 normals).
- Is ZIP Code 78640 at risk of flooding or natural disasters?
- ZIP Code 78640's FEMA National Risk Index score is 66.5 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →