Back to Explorer

ZIP Code 81242

Chaffee, Colorado

FIPS 81242

Juniper

ZIP Code 81242 is in the top 6% nationally for appreciation 1yr %, but in the bottom 2% nationally for FEMA risk score. It also sits in the 89th percentile nationally for median rent. And it sits in the 87th percentile nationally for median home value.

Median Home Value

$482,500

Higher than 87% of U.S. ZIP codes

HPI Growth 5yr %

56%

Higher than 82% of U.S. ZIP codes

FEMA Risk Score

98.8

Higher than 98% of U.S. ZIP codes

The basics

Total Population

807

Median Age

52.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$482,500

Higher than 87%

Median Property Tax

$1,531

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.03

Higher than 86%

Median Rent

$1,765

Higher than 89%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

56%

Higher than 82%

Appreciation 1yr %

9.7%

Higher than 94%

Pandemic Gain %

48%

Recession Drop %

-5.4%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.6

Winter Avg Low (°F)

12.9

Avg Temperature (°F)

46.3

Hot Days/yr (>90°F)

14.7

Freezing Days/yr (<32°F)

201.4

Annual Precipitation (in)

8.8

Annual Snowfall (in)

36.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

98.8

Higher than 98%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 81242: frequently asked questions

What is the median home value in ZIP Code 81242?
The median home value in ZIP Code 81242 is $482,500, higher than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 81242?
The median annual property tax in ZIP Code 81242 is $1,531, an effective rate of 0% of home value.
Is ZIP Code 81242 expensive to live in?
Homes in ZIP Code 81242 cost about 5.03× the median household income, higher than 86% of U.S. ZIP codes.
What is the average rent in ZIP Code 81242?
The median gross rent in ZIP Code 81242 is $1,765 a month, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 81242?
Home prices in ZIP Code 81242 have moved 56% over the past five years (9.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 81242?
ZIP Code 81242 averages 46.3°F year-round, summer highs near 83.6°F, winter lows around 12.9°F (NOAA 1991–2020 normals). It sees about 36.7 inches of snow a year.
Is ZIP Code 81242 at risk of flooding or natural disasters?
ZIP Code 81242's FEMA National Risk Index score is 98.8 (higher than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →