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ZIP Code 81432

Ouray, Colorado

FIPS 81432

Juniper

ZIP Code 81432 is in the top 6% nationally for HPI growth 5yr %, but in the bottom 2% nationally for price-to-income ratio. It also sits in the 96th percentile nationally for median home value. And it sits in the bottom 4% nationally for FEMA risk score.

Median Home Value

$836,200

Higher than 96% of U.S. ZIP codes

HPI Growth 5yr %

69%

Higher than 94% of U.S. ZIP codes

FEMA Risk Score

97

Higher than 96% of U.S. ZIP codes

The basics

Total Population

3,219

Median Age

55.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$836,200

Higher than 96%

Median Property Tax

$2,395

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

9.2

Higher than 98%

Median Rent

$1,744

Higher than 89%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

69%

Higher than 94%

Appreciation 1yr %

-5.2%

Higher than 59%

Pandemic Gain %

67%

Recession Drop %

-27%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83

Winter Avg Low (°F)

8.7

Avg Temperature (°F)

44.1

Hot Days/yr (>90°F)

10.7

Freezing Days/yr (<32°F)

223.2

Annual Precipitation (in)

16.1

Annual Snowfall (in)

81

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

97

Higher than 96%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 81432: frequently asked questions

What is the median home value in ZIP Code 81432?
The median home value in ZIP Code 81432 is $836,200, higher than 96% of U.S. ZIP codes.
How much is property tax in ZIP Code 81432?
The median annual property tax in ZIP Code 81432 is $2,395, an effective rate of 0% of home value.
Is ZIP Code 81432 expensive to live in?
Homes in ZIP Code 81432 cost about 9.2× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 81432?
The median gross rent in ZIP Code 81432 is $1,744 a month, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 81432?
Home prices in ZIP Code 81432 have moved 69% over the past five years (-5.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 81432?
ZIP Code 81432 averages 44.1°F year-round, summer highs near 83°F, winter lows around 8.7°F (NOAA 1991–2020 normals). It sees about 81 inches of snow a year.
Is ZIP Code 81432 at risk of flooding or natural disasters?
ZIP Code 81432's FEMA National Risk Index score is 97 (higher than 96% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →