The basics
Total Population
10,915
Median Age
42.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$1,882,500
Median Property Tax
$7,947
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
15.26
Median Rent
$2,823
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-25%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
75.7
Winter Avg Low (°F)
46.6
Avg Temperature (°F)
62.5
Hot Days/yr (>90°F)
5.3
Freezing Days/yr (<32°F)
0.4
Annual Precipitation (in)
19
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
73.7
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 93109: frequently asked questions
- What is the median home value in ZIP Code 93109?
- The median home value in ZIP Code 93109 is $1,882,500, higher than 100% of U.S. ZIP codes.
- How much is property tax in ZIP Code 93109?
- The median annual property tax in ZIP Code 93109 is $7,947, an effective rate of 0% of home value.
- Is ZIP Code 93109 expensive to live in?
- Homes in ZIP Code 93109 cost about 15.26× the median household income, higher than 100% of U.S. ZIP codes.
- What is the average rent in ZIP Code 93109?
- The median gross rent in ZIP Code 93109 is $2,823 a month, higher than 99% of U.S. ZIP codes.
- What is the weather like in ZIP Code 93109?
- ZIP Code 93109 averages 62.5°F year-round, summer highs near 75.7°F, winter lows around 46.6°F (NOAA 1991–2020 normals).
- Is ZIP Code 93109 at risk of flooding or natural disasters?
- ZIP Code 93109's FEMA National Risk Index score is 73.7 (higher than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →