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ZIP Code 93908

Monterey, California

FIPS 93908

Juniper

ZIP Code 93908 is in the top 35% nationally for appreciation 1yr %, but in the bottom 3% nationally for FEMA risk score. It also sits in the 98th percentile nationally for median home value. And it sits in the bottom 6% nationally for price-to-income ratio.

Median Home Value

$1,091,700

Higher than 98% of U.S. ZIP codes

HPI Growth 5yr %

35%

Higher than 58% of U.S. ZIP codes

FEMA Risk Score

98.1

Higher than 97% of U.S. ZIP codes

The basics

Total Population

12,450

Median Age

42

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$1,091,700

Higher than 98%

Median Property Tax

$8,452

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.98

Higher than 94%

Median Rent

$1,878

Higher than 92%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

35%

Higher than 58%

Appreciation 1yr %

-0.65%

Higher than 65%

Pandemic Gain %

44%

Recession Drop %

-46%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

71.1

Winter Avg Low (°F)

41.7

Avg Temperature (°F)

58.1

Hot Days/yr (>90°F)

6.2

Freezing Days/yr (<32°F)

5.6

Annual Precipitation (in)

12.6

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

98.1

Higher than 97%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 93908: frequently asked questions

What is the median home value in ZIP Code 93908?
The median home value in ZIP Code 93908 is $1,091,700, higher than 98% of U.S. ZIP codes.
How much is property tax in ZIP Code 93908?
The median annual property tax in ZIP Code 93908 is $8,452, an effective rate of 1% of home value.
Is ZIP Code 93908 expensive to live in?
Homes in ZIP Code 93908 cost about 6.98× the median household income, higher than 94% of U.S. ZIP codes.
What is the average rent in ZIP Code 93908?
The median gross rent in ZIP Code 93908 is $1,878 a month, higher than 92% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 93908?
Home prices in ZIP Code 93908 have moved 35% over the past five years (-0.65% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 93908?
ZIP Code 93908 averages 58.1°F year-round, summer highs near 71.1°F, winter lows around 41.7°F (NOAA 1991–2020 normals).
Is ZIP Code 93908 at risk of flooding or natural disasters?
ZIP Code 93908's FEMA National Risk Index score is 98.1 (higher than 97% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →