The basics
Total Population
2,683
Median Age
47.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$1,123,100
Median Property Tax
$7,625
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
11.27
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
-8.7%
Recession Drop %
-32%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
69.8
Winter Avg Low (°F)
45.8
Avg Temperature (°F)
57.4
Hot Days/yr (>90°F)
2.2
Freezing Days/yr (<32°F)
0.6
Annual Precipitation (in)
25.4
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
96.5
EAL Flood/Coastal per $1K
0.03
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 94038: frequently asked questions
- What is the median home value in ZIP Code 94038?
- The median home value in ZIP Code 94038 is $1,123,100, higher than 98% of U.S. ZIP codes.
- How much is property tax in ZIP Code 94038?
- The median annual property tax in ZIP Code 94038 is $7,625, an effective rate of 1% of home value.
- Is ZIP Code 94038 expensive to live in?
- Homes in ZIP Code 94038 cost about 11.27× the median household income, higher than 99% of U.S. ZIP codes.
- What is the weather like in ZIP Code 94038?
- ZIP Code 94038 averages 57.4°F year-round, summer highs near 69.8°F, winter lows around 45.8°F (NOAA 1991–2020 normals).
- Is ZIP Code 94038 at risk of flooding or natural disasters?
- ZIP Code 94038's FEMA National Risk Index score is 96.5 (higher than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.03 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →