The basics
Total Population
67,781
Median Age
36.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$1,136,600
Median Property Tax
$7,775
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.72
Median Rent
$2,860
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
38%
Appreciation 1yr %
-12%
Pandemic Gain %
35%
Recession Drop %
-31%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.1
Winter Avg Low (°F)
43.2
Avg Temperature (°F)
59.5
Hot Days/yr (>90°F)
12.5
Freezing Days/yr (<32°F)
2.8
Annual Precipitation (in)
15.9
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
85.5
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 94538: frequently asked questions
- What is the median home value in ZIP Code 94538?
- The median home value in ZIP Code 94538 is $1,136,600, higher than 99% of U.S. ZIP codes.
- How much is property tax in ZIP Code 94538?
- The median annual property tax in ZIP Code 94538 is $7,775, an effective rate of 1% of home value.
- Is ZIP Code 94538 expensive to live in?
- Homes in ZIP Code 94538 cost about 7.72× the median household income, higher than 96% of U.S. ZIP codes.
- What is the average rent in ZIP Code 94538?
- The median gross rent in ZIP Code 94538 is $2,860 a month, higher than 99% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 94538?
- Home prices in ZIP Code 94538 have moved 38% over the past five years (-12% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 94538?
- ZIP Code 94538 averages 59.5°F year-round, summer highs near 77.1°F, winter lows around 43.2°F (NOAA 1991–2020 normals).
- Is ZIP Code 94538 at risk of flooding or natural disasters?
- ZIP Code 94538's FEMA National Risk Index score is 85.5 (higher than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →