The basics
Total Population
4,363
Median Age
45.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$877,300
Median Property Tax
$5,676
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.71
Median Rent
$2,659
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
28%
Appreciation 1yr %
1.4%
Pandemic Gain %
32%
Recession Drop %
-54%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
71.5
Winter Avg Low (°F)
40.3
Avg Temperature (°F)
57.6
Hot Days/yr (>90°F)
6.5
Freezing Days/yr (<32°F)
8.2
Annual Precipitation (in)
21.3
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
98
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95004: frequently asked questions
- What is the median home value in ZIP Code 95004?
- The median home value in ZIP Code 95004 is $877,300, higher than 97% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95004?
- The median annual property tax in ZIP Code 95004 is $5,676, an effective rate of 1% of home value.
- Is ZIP Code 95004 expensive to live in?
- Homes in ZIP Code 95004 cost about 6.71× the median household income, higher than 94% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95004?
- The median gross rent in ZIP Code 95004 is $2,659 a month, higher than 98% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95004?
- Home prices in ZIP Code 95004 have moved 28% over the past five years (1.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95004?
- ZIP Code 95004 averages 57.6°F year-round, summer highs near 71.5°F, winter lows around 40.3°F (NOAA 1991–2020 normals).
- Is ZIP Code 95004 at risk of flooding or natural disasters?
- ZIP Code 95004's FEMA National Risk Index score is 98 (higher than 97% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →