The basics
Total Population
3,464
Median Age
58.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$393,100
Median Property Tax
$2,757
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.31
Median Rent
$1,394
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
22%
Pandemic Gain %
40%
Recession Drop %
-46%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.2
Winter Avg Low (°F)
32.7
Avg Temperature (°F)
54.9
Hot Days/yr (>90°F)
22.4
Freezing Days/yr (<32°F)
70.5
Annual Precipitation (in)
36.9
Annual Snowfall (in)
51.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
79.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95321: frequently asked questions
- What is the median home value in ZIP Code 95321?
- The median home value in ZIP Code 95321 is $393,100, higher than 81% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95321?
- The median annual property tax in ZIP Code 95321 is $2,757, an effective rate of 1% of home value.
- Is ZIP Code 95321 expensive to live in?
- Homes in ZIP Code 95321 cost about 5.31× the median household income, higher than 88% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95321?
- The median gross rent in ZIP Code 95321 is $1,394 a month, higher than 80% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95321?
- Home prices in ZIP Code 95321 have moved 22% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 95321?
- ZIP Code 95321 averages 54.9°F year-round, summer highs near 83.2°F, winter lows around 32.7°F (NOAA 1991–2020 normals). It sees about 51.4 inches of snow a year.
- Is ZIP Code 95321 at risk of flooding or natural disasters?
- ZIP Code 95321's FEMA National Risk Index score is 79.8 (higher than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →