The basics
Total Population
1,644
Median Age
40.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$568,200
Median Property Tax
$5,013
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.48
Median Rent
$1,011
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
28%
Pandemic Gain %
38%
Recession Drop %
-60%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.8
Winter Avg Low (°F)
43.1
Avg Temperature (°F)
64
Hot Days/yr (>90°F)
80.1
Freezing Days/yr (<32°F)
7
Annual Precipitation (in)
12.4
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
98.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95323: frequently asked questions
- What is the median home value in ZIP Code 95323?
- The median home value in ZIP Code 95323 is $568,200, higher than 91% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95323?
- The median annual property tax in ZIP Code 95323 is $5,013, an effective rate of 1% of home value.
- Is ZIP Code 95323 expensive to live in?
- Homes in ZIP Code 95323 cost about 7.48× the median household income, higher than 95% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95323?
- The median gross rent in ZIP Code 95323 is $1,011 a month, higher than 61% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95323?
- Home prices in ZIP Code 95323 have moved 28% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 95323?
- ZIP Code 95323 averages 64°F year-round, summer highs near 90.8°F, winter lows around 43.1°F (NOAA 1991–2020 normals).
- Is ZIP Code 95323 at risk of flooding or natural disasters?
- ZIP Code 95323's FEMA National Risk Index score is 98.6 (higher than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →