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ZIP Code 95386

Stanislaus, California

FIPS 95386

Juniper

ZIP Code 95386 is in the top 7% nationally for appreciation 1yr %, but in the bottom 2% nationally for FEMA risk score. It also sits in the bottom 10% nationally for price-to-income ratio. And it sits in the 85th percentile nationally for median rent.

Median Home Value

$416,500

Higher than 83% of U.S. ZIP codes

HPI Growth 5yr %

44%

Higher than 66% of U.S. ZIP codes

FEMA Risk Score

98.6

Higher than 98% of U.S. ZIP codes

The basics

Total Population

10,666

Median Age

33.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$416,500

Higher than 83%

Median Property Tax

$3,131

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.69

Higher than 90%

Median Rent

$1,593

Higher than 85%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

44%

Higher than 66%

Appreciation 1yr %

9.1%

Higher than 93%

Pandemic Gain %

39%

Recession Drop %

-65%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.8

Winter Avg Low (°F)

43.1

Avg Temperature (°F)

64

Hot Days/yr (>90°F)

80.1

Freezing Days/yr (<32°F)

7

Annual Precipitation (in)

18.9

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

98.6

Higher than 98%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95386: frequently asked questions

What is the median home value in ZIP Code 95386?
The median home value in ZIP Code 95386 is $416,500, higher than 83% of U.S. ZIP codes.
How much is property tax in ZIP Code 95386?
The median annual property tax in ZIP Code 95386 is $3,131, an effective rate of 1% of home value.
Is ZIP Code 95386 expensive to live in?
Homes in ZIP Code 95386 cost about 5.69× the median household income, higher than 90% of U.S. ZIP codes.
What is the average rent in ZIP Code 95386?
The median gross rent in ZIP Code 95386 is $1,593 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95386?
Home prices in ZIP Code 95386 have moved 44% over the past five years (9.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95386?
ZIP Code 95386 averages 64°F year-round, summer highs near 90.8°F, winter lows around 43.1°F (NOAA 1991–2020 normals).
Is ZIP Code 95386 at risk of flooding or natural disasters?
ZIP Code 95386's FEMA National Risk Index score is 98.6 (higher than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →