The basics
Total Population
3,513
Median Age
60.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$293,600
Median Property Tax
$1,868
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.14
Median Rent
$1,430
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
13%
Appreciation 1yr %
-17%
Pandemic Gain %
39%
Recession Drop %
-58%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
88.3
Winter Avg Low (°F)
33
Avg Temperature (°F)
56.9
Hot Days/yr (>90°F)
65.8
Freezing Days/yr (<32°F)
72.1
Annual Precipitation (in)
29.9
Annual Snowfall (in)
0.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
97.7
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95423: frequently asked questions
- What is the median home value in ZIP Code 95423?
- The median home value in ZIP Code 95423 is $293,600, higher than 69% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95423?
- The median annual property tax in ZIP Code 95423 is $1,868, an effective rate of 1% of home value.
- Is ZIP Code 95423 expensive to live in?
- Homes in ZIP Code 95423 cost about 7.14× the median household income, higher than 95% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95423?
- The median gross rent in ZIP Code 95423 is $1,430 a month, higher than 81% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95423?
- Home prices in ZIP Code 95423 have moved 13% over the past five years (-17% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95423?
- ZIP Code 95423 averages 56.9°F year-round, summer highs near 88.3°F, winter lows around 33°F (NOAA 1991–2020 normals). It sees about 0.4 inches of snow a year.
- Is ZIP Code 95423 at risk of flooding or natural disasters?
- ZIP Code 95423's FEMA National Risk Index score is 97.7 (higher than 97% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →