The basics
Total Population
21,980
Median Age
29.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$501,000
Median Property Tax
$2,908
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
9.43
Median Rent
$1,336
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
39%
Appreciation 1yr %
-7.1%
Pandemic Gain %
45%
Recession Drop %
-27%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
63
Winter Avg Low (°F)
40.7
Avg Temperature (°F)
52.6
Hot Days/yr (>90°F)
0
Freezing Days/yr (<32°F)
7.7
Annual Precipitation (in)
45.4
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
88.3
EAL Flood/Coastal per $1K
0.04
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95521: frequently asked questions
- What is the median home value in ZIP Code 95521?
- The median home value in ZIP Code 95521 is $501,000, higher than 88% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95521?
- The median annual property tax in ZIP Code 95521 is $2,908, an effective rate of 1% of home value.
- Is ZIP Code 95521 expensive to live in?
- Homes in ZIP Code 95521 cost about 9.43× the median household income, higher than 98% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95521?
- The median gross rent in ZIP Code 95521 is $1,336 a month, higher than 78% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95521?
- Home prices in ZIP Code 95521 have moved 39% over the past five years (-7.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95521?
- ZIP Code 95521 averages 52.6°F year-round, summer highs near 63°F, winter lows around 40.7°F (NOAA 1991–2020 normals).
- Is ZIP Code 95521 at risk of flooding or natural disasters?
- ZIP Code 95521's FEMA National Risk Index score is 88.3 (higher than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.04 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →