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ZIP Code 95521

Humboldt, California

FIPS 95521

Juniper

ZIP Code 95521 is in the top 39% nationally for HPI growth 5yr %, but in the bottom 2% nationally for price-to-income ratio. It also sits in the 88th percentile nationally for median home value. And it sits in the bottom 18% nationally for FEMA risk score.

Median Home Value

$501,000

Higher than 88% of U.S. ZIP codes

HPI Growth 5yr %

39%

Higher than 61% of U.S. ZIP codes

FEMA Risk Score

88.3

Higher than 82% of U.S. ZIP codes

The basics

Total Population

21,980

Median Age

29.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$501,000

Higher than 88%

Median Property Tax

$2,908

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

9.43

Higher than 98%

Median Rent

$1,336

Higher than 78%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

39%

Higher than 61%

Appreciation 1yr %

-7.1%

Higher than 58%

Pandemic Gain %

45%

Recession Drop %

-27%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

63

Winter Avg Low (°F)

40.7

Avg Temperature (°F)

52.6

Hot Days/yr (>90°F)

0

Freezing Days/yr (<32°F)

7.7

Annual Precipitation (in)

45.4

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

88.3

Higher than 82%

EAL Flood/Coastal per $1K

0.04

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95521: frequently asked questions

What is the median home value in ZIP Code 95521?
The median home value in ZIP Code 95521 is $501,000, higher than 88% of U.S. ZIP codes.
How much is property tax in ZIP Code 95521?
The median annual property tax in ZIP Code 95521 is $2,908, an effective rate of 1% of home value.
Is ZIP Code 95521 expensive to live in?
Homes in ZIP Code 95521 cost about 9.43× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 95521?
The median gross rent in ZIP Code 95521 is $1,336 a month, higher than 78% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95521?
Home prices in ZIP Code 95521 have moved 39% over the past five years (-7.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95521?
ZIP Code 95521 averages 52.6°F year-round, summer highs near 63°F, winter lows around 40.7°F (NOAA 1991–2020 normals).
Is ZIP Code 95521 at risk of flooding or natural disasters?
ZIP Code 95521's FEMA National Risk Index score is 88.3 (higher than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.04 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →