The basics
Total Population
22,291
Median Age
39.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$351,400
Median Property Tax
$2,250
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.21
Median Rent
$1,237
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
50%
Appreciation 1yr %
1.9%
Pandemic Gain %
49%
Recession Drop %
-40%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
64.9
Winter Avg Low (°F)
39.8
Avg Temperature (°F)
52.2
Hot Days/yr (>90°F)
0.1
Freezing Days/yr (<32°F)
16.5
Annual Precipitation (in)
90
Annual Snowfall (in)
0.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
99.7
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95531: frequently asked questions
- What is the median home value in ZIP Code 95531?
- The median home value in ZIP Code 95531 is $351,400, higher than 76% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95531?
- The median annual property tax in ZIP Code 95531 is $2,250, an effective rate of 1% of home value.
- Is ZIP Code 95531 expensive to live in?
- Homes in ZIP Code 95531 cost about 5.21× the median household income, higher than 87% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95531?
- The median gross rent in ZIP Code 95531 is $1,237 a month, higher than 74% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95531?
- Home prices in ZIP Code 95531 have moved 50% over the past five years (1.9% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95531?
- ZIP Code 95531 averages 52.2°F year-round, summer highs near 64.9°F, winter lows around 39.8°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
- Is ZIP Code 95531 at risk of flooding or natural disasters?
- ZIP Code 95531's FEMA National Risk Index score is 99.7 (higher than 100% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →