The basics
Total Population
1,158
Median Age
63.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$292,900
Higher than 69%
Median Property Tax
$1,743
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.37
Higher than 80%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
64.9
Winter Avg Low (°F)
39.8
Avg Temperature (°F)
52.2
Hot Days/yr (>90°F)
0.1
Freezing Days/yr (<32°F)
16.5
Annual Precipitation (in)
73.7
Annual Snowfall (in)
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95538: frequently asked questions
- What is the median home value in ZIP Code 95538?
- The median home value in ZIP Code 95538 is $292,900, higher than 69% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95538?
- The median annual property tax in ZIP Code 95538 is $1,743, an effective rate of 1% of home value.
- Is ZIP Code 95538 expensive to live in?
- Homes in ZIP Code 95538 cost about 4.37× the median household income, higher than 80% of U.S. ZIP codes.
- What is the weather like in ZIP Code 95538?
- ZIP Code 95538 averages 52.2°F year-round, summer highs near 64.9°F, winter lows around 39.8°F (NOAA 1991–2020 normals).
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →