The basics
Total Population
1,299
Median Age
47.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$259,900
Higher than 63%
Median Property Tax
$1,630
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.91
Higher than 91%
Median Rent
$836
Lower than 56%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.8
Winter Avg Low (°F)
25.1
Avg Temperature (°F)
50.3
Hot Days/yr (>90°F)
30.4
Freezing Days/yr (<32°F)
139.5
Annual Precipitation (in)
14.3
Annual Snowfall (in)
25.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
94.9
Higher than 93%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 96109: frequently asked questions
- What is the median home value in ZIP Code 96109?
- The median home value in ZIP Code 96109 is $259,900, higher than 63% of U.S. ZIP codes.
- How much is property tax in ZIP Code 96109?
- The median annual property tax in ZIP Code 96109 is $1,630, an effective rate of 1% of home value.
- Is ZIP Code 96109 expensive to live in?
- Homes in ZIP Code 96109 cost about 5.91× the median household income, higher than 91% of U.S. ZIP codes.
- What is the average rent in ZIP Code 96109?
- The median gross rent in ZIP Code 96109 is $836 a month, lower than 56% of U.S. ZIP codes.
- What is the weather like in ZIP Code 96109?
- ZIP Code 96109 averages 50.3°F year-round, summer highs near 84.8°F, winter lows around 25.1°F (NOAA 1991–2020 normals). It sees about 25.6 inches of snow a year.
- Is ZIP Code 96109 at risk of flooding or natural disasters?
- ZIP Code 96109's FEMA National Risk Index score is 94.9 (higher than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →