The basics
Total Population
5,168
Median Age
65.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$673,800
Median Property Tax
$4,312
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.82
Median Rent
$1,978
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
41%
Appreciation 1yr %
3.4%
Pandemic Gain %
41%
Recession Drop %
-30%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.8
Winter Avg Low (°F)
32
Avg Temperature (°F)
50.5
Hot Days/yr (>90°F)
5.2
Freezing Days/yr (<32°F)
83.2
Annual Precipitation (in)
35.5
Annual Snowfall (in)
0.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
72.9
EAL Flood/Coastal per $1K
0.09
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98365: frequently asked questions
- What is the median home value in ZIP Code 98365?
- The median home value in ZIP Code 98365 is $673,800, higher than 94% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98365?
- The median annual property tax in ZIP Code 98365 is $4,312, an effective rate of 1% of home value.
- Is ZIP Code 98365 expensive to live in?
- Homes in ZIP Code 98365 cost about 6.82× the median household income, higher than 94% of U.S. ZIP codes.
- What is the average rent in ZIP Code 98365?
- The median gross rent in ZIP Code 98365 is $1,978 a month, higher than 93% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 98365?
- Home prices in ZIP Code 98365 have moved 41% over the past five years (3.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 98365?
- ZIP Code 98365 averages 50.5°F year-round, summer highs near 74.8°F, winter lows around 32°F (NOAA 1991–2020 normals). It sees about 0.6 inches of snow a year.
- Is ZIP Code 98365 at risk of flooding or natural disasters?
- ZIP Code 98365's FEMA National Risk Index score is 72.9 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.09 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →