The basics
Total Population
460
Median Age
41.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$482,100
Higher than 87%
Median Property Tax
$2,653
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.59
Higher than 82%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.3
Winter Avg Low (°F)
34.6
Avg Temperature (°F)
52.3
Hot Days/yr (>90°F)
7.9
Freezing Days/yr (<32°F)
54.3
Annual Precipitation (in)
54
Annual Snowfall (in)
3.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
96.1
Higher than 94%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98538: frequently asked questions
- What is the median home value in ZIP Code 98538?
- The median home value in ZIP Code 98538 is $482,100, higher than 87% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98538?
- The median annual property tax in ZIP Code 98538 is $2,653, an effective rate of 1% of home value.
- Is ZIP Code 98538 expensive to live in?
- Homes in ZIP Code 98538 cost about 4.59× the median household income, higher than 82% of U.S. ZIP codes.
- What is the weather like in ZIP Code 98538?
- ZIP Code 98538 averages 52.3°F year-round, summer highs near 77.3°F, winter lows around 34.6°F (NOAA 1991–2020 normals). It sees about 3.7 inches of snow a year.
- Is ZIP Code 98538 at risk of flooding or natural disasters?
- ZIP Code 98538's FEMA National Risk Index score is 96.1 (higher than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →