The basics
Total Population
5,386
Median Age
63.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$355,400
Median Property Tax
$2,625
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.41
Median Rent
$1,220
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
72%
Appreciation 1yr %
12%
Pandemic Gain %
58%
Recession Drop %
-27%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
64.6
Winter Avg Low (°F)
35.7
Avg Temperature (°F)
49.8
Hot Days/yr (>90°F)
0.1
Freezing Days/yr (<32°F)
40.7
Annual Precipitation (in)
78.5
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
92
EAL Flood/Coastal per $1K
0.07
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98640: frequently asked questions
- What is the median home value in ZIP Code 98640?
- The median home value in ZIP Code 98640 is $355,400, higher than 77% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98640?
- The median annual property tax in ZIP Code 98640 is $2,625, an effective rate of 1% of home value.
- Is ZIP Code 98640 expensive to live in?
- Homes in ZIP Code 98640 cost about 5.41× the median household income, higher than 88% of U.S. ZIP codes.
- What is the average rent in ZIP Code 98640?
- The median gross rent in ZIP Code 98640 is $1,220 a month, higher than 73% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 98640?
- Home prices in ZIP Code 98640 have moved 72% over the past five years (12% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 98640?
- ZIP Code 98640 averages 49.8°F year-round, summer highs near 64.6°F, winter lows around 35.7°F (NOAA 1991–2020 normals).
- Is ZIP Code 98640 at risk of flooding or natural disasters?
- ZIP Code 98640's FEMA National Risk Index score is 92 (higher than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.07 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →