The basics
Total Population
4,981
Median Age
54.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$327,400
Median Property Tax
$2,004
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.25
Median Rent
$869
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
49%
Appreciation 1yr %
-12%
Pandemic Gain %
63%
Recession Drop %
-15%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.7
Winter Avg Low (°F)
20.7
Avg Temperature (°F)
46.3
Hot Days/yr (>90°F)
34.2
Freezing Days/yr (<32°F)
170.1
Annual Precipitation (in)
21.4
Annual Snowfall (in)
43.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
52.1
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 99109: frequently asked questions
- What is the median home value in ZIP Code 99109?
- The median home value in ZIP Code 99109 is $327,400, higher than 73% of U.S. ZIP codes.
- How much is property tax in ZIP Code 99109?
- The median annual property tax in ZIP Code 99109 is $2,004, an effective rate of 1% of home value.
- Is ZIP Code 99109 expensive to live in?
- Homes in ZIP Code 99109 cost about 5.25× the median household income, higher than 87% of U.S. ZIP codes.
- What is the average rent in ZIP Code 99109?
- The median gross rent in ZIP Code 99109 is $869 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 99109?
- Home prices in ZIP Code 99109 have moved 49% over the past five years (-12% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 99109?
- ZIP Code 99109 averages 46.3°F year-round, summer highs near 82.7°F, winter lows around 20.7°F (NOAA 1991–2020 normals). It sees about 43.4 inches of snow a year.
- Is ZIP Code 99109 at risk of flooding or natural disasters?
- ZIP Code 99109's FEMA National Risk Index score is 52.1 (lower than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →