The basics
Total Population
328
Median Age
37.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$69,700
Lower than 89%
Median Property Tax
$542
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.33
Lower than 85%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
75
Winter Avg Low (°F)
14.1
Avg Temperature (°F)
44.3
Hot Days/yr (>90°F)
2.2
Freezing Days/yr (<32°F)
162.1
Annual Precipitation (in)
49.4
Annual Snowfall (in)
74.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
70.9
Higher than 57%
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04686: frequently asked questions
- What is the median home value in ZIP Code 04686?
- The median home value in ZIP Code 04686 is $69,700, lower than 89% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04686?
- The median annual property tax in ZIP Code 04686 is $542, an effective rate of 1% of home value.
- Is ZIP Code 04686 expensive to live in?
- Homes in ZIP Code 04686 cost about 1.33× the median household income, lower than 85% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04686?
- ZIP Code 04686 averages 44.3°F year-round, summer highs near 75°F, winter lows around 14.1°F (NOAA 1991–2020 normals). It sees about 74.2 inches of snow a year.
- Is ZIP Code 04686 at risk of flooding or natural disasters?
- ZIP Code 04686's FEMA National Risk Index score is 70.9 (higher than 57% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →