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ZIP Code 12165

Columbia, New York

FIPS 12165

Juniper

ZIP Code 12165 is in the top 10% nationally for FEMA risk score, but in the bottom 7% nationally for price-to-income ratio. It also sits in the 83th percentile nationally for median home value.

Median Home Value

$417,500

Higher than 83% of U.S. ZIP codes

FEMA Risk Score

21.4

Lower than 90% of U.S. ZIP codes

The basics

Total Population

220

Median Age

66.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$417,500

Higher than 83%

Median Property Tax

$6,250

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.39

Higher than 93%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.5

Winter Avg Low (°F)

18.9

Avg Temperature (°F)

49.5

Hot Days/yr (>90°F)

9.9

Freezing Days/yr (<32°F)

144.2

Annual Precipitation (in)

49.1

Annual Snowfall (in)

49.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

21.4

Lower than 90%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12165: frequently asked questions

What is the median home value in ZIP Code 12165?
The median home value in ZIP Code 12165 is $417,500, higher than 83% of U.S. ZIP codes.
How much is property tax in ZIP Code 12165?
The median annual property tax in ZIP Code 12165 is $6,250, an effective rate of 1% of home value.
Is ZIP Code 12165 expensive to live in?
Homes in ZIP Code 12165 cost about 6.39× the median household income, higher than 93% of U.S. ZIP codes.
What is the weather like in ZIP Code 12165?
ZIP Code 12165 averages 49.5°F year-round, summer highs near 81.5°F, winter lows around 18.9°F (NOAA 1991–2020 normals). It sees about 49.6 inches of snow a year.
Is ZIP Code 12165 at risk of flooding or natural disasters?
ZIP Code 12165's FEMA National Risk Index score is 21.4 (lower than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →