The basics
Total Population
162
Median Age
28.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$229,600
Higher than 56%
Median Property Tax
$5,970
Effective Tax Rate
3%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.54
Lower than 83%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.2
Winter Avg Low (°F)
16.6
Avg Temperature (°F)
46
Hot Days/yr (>90°F)
2.5
Freezing Days/yr (<32°F)
152.9
Annual Precipitation (in)
44.2
Annual Snowfall (in)
52.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
48.9
Lower than 69%
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12195: frequently asked questions
- What is the median home value in ZIP Code 12195?
- The median home value in ZIP Code 12195 is $229,600, higher than 56% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12195?
- The median annual property tax in ZIP Code 12195 is $5,970, an effective rate of 3% of home value.
- Is ZIP Code 12195 expensive to live in?
- Homes in ZIP Code 12195 cost about 1.54× the median household income, lower than 83% of U.S. ZIP codes.
- What is the weather like in ZIP Code 12195?
- ZIP Code 12195 averages 46°F year-round, summer highs near 77.2°F, winter lows around 16.6°F (NOAA 1991–2020 normals). It sees about 52.7 inches of snow a year.
- Is ZIP Code 12195 at risk of flooding or natural disasters?
- ZIP Code 12195's FEMA National Risk Index score is 48.9 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →