The basics
Total Population
8,856
Median Age
40.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$483,100
Median Property Tax
$10,001
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.34
Median Rent
$2,348
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
55%
Appreciation 1yr %
7%
Pandemic Gain %
40%
Recession Drop %
-29%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
80.1
Winter Avg Low (°F)
18.9
Avg Temperature (°F)
48.6
Hot Days/yr (>90°F)
8.6
Freezing Days/yr (<32°F)
141.3
Annual Precipitation (in)
48.5
Annual Snowfall (in)
57.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
29.3
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12540: frequently asked questions
- What is the median home value in ZIP Code 12540?
- The median home value in ZIP Code 12540 is $483,100, higher than 87% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12540?
- The median annual property tax in ZIP Code 12540 is $10,001, an effective rate of 2% of home value.
- Is ZIP Code 12540 expensive to live in?
- Homes in ZIP Code 12540 cost about 4.34× the median household income, higher than 79% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12540?
- The median gross rent in ZIP Code 12540 is $2,348 a month, higher than 97% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 12540?
- Home prices in ZIP Code 12540 have moved 55% over the past five years (7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 12540?
- ZIP Code 12540 averages 48.6°F year-round, summer highs near 80.1°F, winter lows around 18.9°F (NOAA 1991–2020 normals). It sees about 57.9 inches of snow a year.
- Is ZIP Code 12540 at risk of flooding or natural disasters?
- ZIP Code 12540's FEMA National Risk Index score is 29.3 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →